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Snow shoveling is a repetitive activity that can cause muscle strain in the lower back and shoulders.
Physical therapists suggest that you wait until the afternoon to shovel because your chances of injury are greater in the morning when there is more fluid pressure in the disc. Also, lift smaller loads and bend your knees as you lift, so your legs are taking the load, not your back. |
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 Insurance & Billing Information |
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 Filling your Claim
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We are happy to file insurance claims to your primary carrier as a courtesy to you.
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Verification of Insurance Benefits
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Your insurance information will be verified before/or at your first visit. You will be informed of your insurance carrier's quote of benefits. LaMarco Physical Therapy, PC will do our best to confirm benefits; however, we are not responsible for misinformation given by your insurance company. |
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Payments for Professional Services
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We understand medical expenses can become costly. We make every attempt to be sensitive to your financial needs and still provide quality care. As the patient you are ultimately responsible for any charges not paid by your insurance carrier. Your contact with your carrier when payments are delayed will assist in helping to reduce your financial obligations. Co-payments and unpaid deductibles as quoted by your insurance company during verification are due as services are rendered. Most supplies are not covered by insurance. Payments for supplies are due at time of purchase. For your convenience we accept Mastercard, Visa, Discover and American Express.
Our office will estimate your insurance payment as closely as possible. This estimate is not a guarantee of payment. Payment by your insurance company is based on medical necessity, which is determined by your insurance company at the time claims are processed.
Please keep us informed on any benefit changes that occur. This will assist us in working together to provide proper documentation and record keeping for your account.
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Payment Plans
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Payment plans are available. Please ask for details upon your first visit.
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LaMarco Physical Therapy, PC accepts the following insurances for payment of services. If your insurance carrier is not listed below, phone our billing expert at (518) 587-3256. We will be happy to assist you.
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> Aetna
> CDPHP
> MVP
> Medicare
> Medicare Railroad
> Tricare
> Cigna
> United Healthcare
> Senior Blue
> Blue Shield NENY
> Community Blue
> Traditional Blue
> Empire Blue Cross
/ Blue Shield
> Federal Blue Shield
> Department of Labor
(Workers Comp)
> Excellus Blue Cross
/Blue Shield
> GHI HMO
> Univera
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